Soft Inquiries "Soft Pull" Do Not Affect Your Credit
In your credit report, soft inquiries are shown in the section labeled “Requests for your credit history shared only with you.” This means that you are the only one who sees them. They are not shared with other creditors.
Hard Inquiries "Hard Pull" Are the Result of Credit Transactions Initiated by You
When you apply for credit the company you are applying to will likely check your credit report, resulting in a hard inquiry. These inquiries will appear under the section of the report titled “Requests shared with others” and can be seen by anyone who is viewing a copy of your credit report.
Too many inquiries within a short period of time may be seen as a sign of financial distress, and can therefore negatively impact your credit.