Why SpringboardAuto.com? SprinboardAuto.com applicants can: Receive a real-time credit prequalification without affecting your credit score. Customize your terms that fit within your loan approval. Easy and no cost to apply. Related articles In which states is auto financing available? Who is SpringboardAuto.com? Do I need auto insurance? Do you offer leasing of finance leased vehicles? Can you issue an approval without affecting my credit score?