Why SpringboardAuto.com? SprinboardAuto.com applicants can: Receive a real-time credit prequalification without affecting your credit score. Customize your terms that fit within your loan approval. Easy and no cost to apply. Related articles Who is SpringboardAuto.com? In which states is auto financing available? Do I need auto insurance? Can you issue an approval without affecting my credit score? Do you offer leasing of finance leased vehicles?